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Takes 2–3 minutes · 150+ carriers · Florida's agency since 1966
Florida is a no-fault state, so every auto policy starts with Personal Injury Protection (PIP) and property damage liability — but the state minimums rarely cover a serious crash. We help you balance liability, uninsured motorist, and physical damage coverage across 150+ carriers so you're protected without overpaying.
At least $10,000 in PIP and $10,000 in property damage liability. Bodily injury liability isn't mandatory for most drivers but is strongly recommended.
A large share of Florida drivers are uninsured or underinsured. UM coverage pays for your injuries when the at-fault driver can't.
Yes — bundling usually lowers both premiums, and adding a personal umbrella extends your liability protection above your auto limits.