Tomlinson & Co. Insurance 📞 800-616-1418

Get Your Free Contractors Liability Insurance Quote

Takes 2–3 minutes  ·  150+ carriers  ·  Florida's agency since 1966

Contractors liability insurance built for the trades

Florida contractors face specific risks — jobsite injuries, property damage, and completed-work claims — and most general contractors and municipalities won't let you on site without proof of coverage. We write general liability built for the trades, coordinate it with your workers' comp and commercial auto, and turn certificates around quickly so bidding never stalls.

What’s covered

Frequently asked questions

What liability limits do contractors usually need?

$1M per occurrence and $2M aggregate is the common requirement, but check each general contractor's or municipality's contract.

Do I need workers' comp too?

Florida requires workers' comp for most construction businesses with one or more employees. We can package both.

How fast can I get a certificate of insurance?

Once you're bound, we typically issue certificates and additional-insured endorsements the same day.

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