Tomlinson & Co. Insurance πŸ“ž 800-616-1418

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Takes 2–3 minutes  Β·  150+ carriers  Β·  Florida's agency since 1966

Commercial auto insurance for work vehicles and fleets

If vehicles are part of how you do business β€” service trucks, delivery vans, or a fleet β€” a personal auto policy won't cover them. Commercial auto insures liability, physical damage, and your drivers for owned, hired, and non-owned vehicles. We help contractors, tradespeople, and small fleets across Florida and eight other states get the right limits.

What’s covered

Frequently asked questions

When do I need commercial auto instead of personal auto?

When a vehicle is titled to your business, used primarily for work, or carries tools, inventory, or passengers for business.

What is hired and non-owned auto coverage?

It protects your business when you or employees drive rented or personal vehicles for work.

Can I cover the tools inside my truck?

Yes β€” an inland marine or tools-and-equipment endorsement covers gear in transit and on the jobsite. Contractors often pair this with contractors liability.

Licensed in FL Β· GA Β· SC Β· NC Β· TN Β· AL Β· MS Β· LA Β· TX  |  FL License #L000057